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MCA Debt Relief Made Simple – Lower Payments, Less Debt, More Growth.

We specialize in assisting business owners with MCA debt and high payments. Tell us about your situation and we will create a plan so your business can grow.

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Lower your MCA payments, free up cash flow, and unlock the potential for to grow your business. Reduced financial stress means you can focus on what matters most—building your future.

Choose your debt amount

$20,000
$20,000 $500,000+

Your estimated savings

$5,400

ClearBizDebt by the Numbers

Our success is measured by the outcomes we deliver, from the total debt we have managed to the savings we delivered

6900+ clients served since inception
$1B+ in debt savings for our clients
#300M+ in savings from debt reduction

ClearBizDebt Customer Testimonials

Real stories from business owners who regained cash flow and stability through proven MCA debt relief.

User
Brad

I was drowning in MCA debt owing over $550,000 paying 20k a week. You guys are a lifesaver not only did you bring my payments down to 8k but you saved me close to 200k on the amazing settlements that you reached. Anyone looking for help from the MCA trap please reach out to ClearBizDebt they saved my business and I can't thank them enough.

User
Charles

Steven at ClearBizDebt was honest and he does what he says. I had 4 MCA loans paying 15k weekly he took my payments down to 7k, answered all 3 of my lender lawsuits on time as promised and negotiated settlements for half of what I owed. If it wasn't for ClearBizDebt I would have shut my doors and now my business is back. Thanks for your help and guiding through this rough patch.

User
Brian

Thank you! Thank you! Thank you!. You guys saved my business I can't believe I got through this. I really felt my walls closing in and you guys showed me the light. I wouldn't have survived without you guys. Steven Thornhill was a straight shooter and he does what he says which is a rarity these days. Thanks for everything!

User
John M

ClearBizDebt Saved My LIfe!!! I was on the verge of going out of business and I didn’t know how I was going to pay my employees or vendors. I received a call from ClearBizDebt and it changed my life. For approximately three months ClearBizDebt has been helping me with getting my business back on track.

User
Susan

With their help, I went from being approximately $115,000 in debt to being completely debt-free in only three and a half months. They settled my debts at under 50 cents on the dollar and did this much quicker than I expected.

User
Kyle

Because of ClearBizDebt I am out of debt, and I am restoring my business. Me and my family are finally stress-free and I am back on my feet with a functioning business and being able to focus on my work. ClearBizDebt is true to their word and got me out of the darkest place I ever was in life. Thank you ClearBizDebt for saving my business!”

We work with businesses across various industries

Trucking

Trucking

Keep Your Trucks Moving and Finances Strong! Restructure your MCA payments and free up cash flow to keep your business running smoothly. With our tailored solutions, you can stay on the road, manage expenses more effectively, and focus on growing your fleet.

Restaurants

Restaurants

With a single payment, you'll have the flexibility to cover payroll, inventory, and repairs. Less stress, more relief, and the opportunity to grow your business!

Medical

Medical

Free up your cash flow to cover operational and payroll expenses, avoiding cash flow gaps, so you can focus on providing top-quality patient care and growing your practice!

Construction

Construction

Reduce your payments into a single weekly payment without no additional costs. Improve your cash flow, cover your expenses, so that you can start your next project and grow your business!

How It Works

At ClearBizDebt, we make achieving financial freedom simple, fast, and stress-free with just three easy steps:

01
Free Consultation & Assessment

Kick things off with a free, no-obligation consultation! Our debt settlement specialists take a deep dive into your MCA debt situation to uncover the best path to relief.

02
Customized Solutions

We then create a tailored debt solution that will stop daily withdrawals and provide you with one weekly payment – giving you instant cash flow relief and lower total debt.

03
Debt Resolution

Let our team handle the tough negotiations with lenders while you focus on what matters most-growing your business. With our proven process, you can become debt-free in as little as 6-18 months and secure a stronger financial future!

Free Consultation & Assessment
$
Merchant Cash Advance
-$100,000
Customized Solutions
$
Merchant Cash Advance
-$50,000
Debt Resolution
$
Merchant Cash Advance
-$25,000

Why Choose ClearBizDebt?

Choosing ClearBizDebt means partnering with a dedicated team committed to your financial success.

Improved Cash Flow

A single weekly payment means more operating cash for your business.

Debt Resolution

We will reduce the overall debt and you can become debt free in as little as 6-18 months.

No Credit Impact

Our debt restructuring plan will not impact your business credit.

Why choose ClearBizDebt?

Our expert team specializes in debt restructuring and long-term financial relief. We build a customized plan designed to help you regain control of your cash flow and your future.

We focus on tailored debt solutions to reduce your MCA payments so your business can thrive and grow. Our MCA debt settlement specialists work directly with your lenders to negotiate terms that give your business breathing room. Tell us your situation so we can get started and get your business back on track.

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Frequently Asked Questions

At ClearBizDebt, we understand that the restructuring process can be complicated. We compiled answers to some of the most common questions that we have received.

What is Merchant Cash Advance (MCA) Debt Restructuring? +

MCA debt restructuring is the process of combining multiple Merchant Cash Advances into a single, more manageable payment. This helps reduce the financial strain of paying several high-interest Merchant Cash Advances.

How does Merchant Cash Advance (MVA) debt restructuring work? +

Our debt restructuring process simplifies your payments by negotiating with your lenders to reduce your overall debt and create a single, lower weekly payment.

Will restructuring MCAs affect my credit score? +

Debt restructuring typically does not directly impact your credit score. However, if we negotiate a reduction in debt, it could have a temporary effect on your credit, which usually improves as you make timely payments.

What are the eligibility requirements for MCA debt restructuring? +

We require a merchant to have at least $20,000 in MCA debt.

How long does the process take? +

The time it takes to restructure your debt varies depending on the complexity of your case.

Can I continue to operate my business during the process? +

Yes, you can continue to operate your business as usual while we work to restructure your MCA debt.

Will I need to provide collateral for restructuring? +

No, MCA debt restructuring typically doesn’t require collateral, but it is important to review the terms based on your specific situation.

Are there any fees for this service. +

Our restructuring services will include our fees. However, these will be clearly outlined before we begin the process and are included as the part of the settlement process. We do not require additional upfront costs.

How does MCA restructuring improve my cash flow? +

By lowering your monthly payments and reducing fees, we free up more cash flow for your business, allowing you to focus on growing your business.

Is MCA debt restructuring a form of bankruptcy? +

No, MCA debt restructuring is not bankruptcy. It is a financial solution designed to help you manage your debt without going through the legal and financial challenges of bankruptcy.

Still have a question?